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Advantages of our Home insurance for expatriates

Having home insurance is always important, but even more so when you do not reside in your country of origin. It is under these circumstances that you need insurance that meets my specific needs, advising me in my language from the moment I take it out, to the moment an accident occurs. Our home insurance will protect both the property and the contents, from the main risks and from the damage that your home may cause to a third party.

Why take out our home insurance for expatriates?

  • Flexible home insurance adapted to your needs: thanks to the three levels of protection we offer with our ranges, our different products and the coverage and capital you can select.
  • Flexible payment method: we want your peace of mind to be easy to pay for, which is why we offer you the flexibility you need to pay for it. Payment by direct debit or card.
  • Quality commitment: all the work carried out by our repairers, with authorisation from the company, has our quality commitment (except due to impediments resulting from force majeure). Our deadlines: 24 hours to contact the policyholder, 48 hours to communicate the work schedule of the repairer(s) and 72 hours to start the repair work.

Levels of home insurance protection for expatriates

Three levels of protection so you can choose the one that best suits your needs

We offer you different levels of protection through our three product ranges. Each level represents a preconfigured package of guarantees and capital, which you can modify to adapt your level of insurance.



A level of insurance with the guarantees that are most in demand, offering extensive coverage against the main risks the home may suffer. For customers who are concerned about protecting their home.



A level of insurance with high levels of protection. More coverage and higher capital than the standard range. Recommended for customers who want to keep their home in perfect condition.


A high level of insurance offering very high protection. The perfect range for our most demanding customers who want the best protection against any risk that may arise.


Choose the insurance that best suits your home

Homes may have very different purposes, the one you protect may be the home where you usually reside, or maybe one offered for long-term or tourist rental, it maybe your holiday residence or you may have it closed up and empty. At Reale Seguros we have a product adapted to all these uses, with which to protect your flat, penthouse apartment, ground floor, semi-detached or individual villa, or country house. Find out about them all and select the one that best suits your needs.


Main home

Home insurance to protect your habitual residence, the place where you live and keep all your belongings and memories. You can take it out whether you are the owner of the house or if you are a tenant.


Long-term Rental Housing

​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​Insurance to protect homes intended for long-term rentals, those agreed for a period of not less than one year. The option to insure your rental home, both as the owner of the home and as a tenant.


Tourist Rental Housing

The insurance with the coverage you need if you are the owner and have a home exclusively for tourist rental, (rentals for periods of less than 30 consecutive days). Can only be taken out by owners.


Vacant Dwelling

​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​Having an empty house or one that you only use very sporadically does not guarantee that an unforeseen event you have to take care of will not happen. If you have an uninhabited home, this is the insurance you need. Can only be taken out by owners.


Holiday Housing

If you have a property you use for holidays and weekends, you need specific home insurance to protect you from the main risks that may occur, whether you are an owner or a tenant.

Find out about our packages of complementary guarantees to give you extra protection

Complete your home insurance with our additional benefit packages, coverage in package format, which provides security in your day-to-day life. Complement your Home insurance with different package options, use them to protect the pets you live with, your smartphone, tablet and smartwatch, or the purchases you make online. Discover all the options.

Pet Package.

If you are a person or a family who shares your home with pets (cats or dogs), these services will make your day-to-day life easier by offering you coverage in the event your pet has an accident, is stolen or lost, requires access to veterinary services, daycare or food delivery, among other services.

Family Mobility Package

If you, your children or your partner use scooters, bicycles or other electric personal mobility vehicles for environmental reasons, fashion, ease of movement or fun, this package offers you the protection you need.

Technology Protection Package

If you are passionate about technology and surround yourself with the latest electronic gadgets, this is the package you need. Repair, recovery, replacement or compensation for your smartphone, tablet or smartwatch devices.

Protection Package for Minors

If you have children and you are worried they may be suffering from cyberbullying, this is your package. We put at your disposal a series of services to detect it and deal with it with experts to help you protect those you love the most.

You might also be interested in...

All our insurance products for expatriates

Pet Insurance


Protection for pet owners from unexpected costs. The insurance policy that protects your dog or cat just like the other members of your family.

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​​​​​​Car insurance to suit your needs whether you are living in Spain temporarily or permanently.​

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​​​​Protect your home against any unforeseen events. All the protection you need whether you live there for long periods or for shorter stays.​



​​Your business is important to you - that's why Reale works hard to ensure no unforeseen event prevents you from succeeding.​

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​​​​​​​Cover the risks that threaten your communal buildings.​​

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About us

Specialists in caring for people like you.

What if your insurers could really relate to your problems? Our advisers and agents are people who, like you, one day decided to come and live in Spain. That is why we can anticipate your problems and offer you the best solution.Our job is to be on hand, to advise you and make your life easier.

All the advantages of taking out your insurance with Reale Seguros.

We are an insurance group with 190 years' experience behind us and over 4 million policy holders in Spain.

  • Specialist advice​​​
    Specialist advice

    Our professionals understand your problems because, like you, one day they decided to come and live in Spain.

  • Fast service​​​​​
    Fast service

    If we fail to meet our commitments, we will refund your money.

  • We speak your language
    We speak your language

    We want you to feel at home knowing that language is not a barrier when you communicate with us.

  • Special Conditions
    Special Conditions

    We want you to feel at home, so we offer you special conditions when you take out your insurance with us.​

  • Easy to contract
    Easy to contract

    Leave us your details and we will get back to you by phone, online or at your nearest insurance branch.

  • Payment plan​​​​​
    Payment plan

    Choose how to pay for your insurance: quarterly, six-monthly or annually.

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