If a single-owner or communal buildings becomes totally or partially uninhabitable, Reale will cover the following costs:
- Renting homes, garages or premises with similar characteristics to those affected.
- Hotel accommodation costs.
In the event that construction or renovation works carried out by third parties on the ground or subsoil, other than those carried out in the communal buildings, should result in damage to structural elements compromising the mechanical strength and stability of the building, and if the competent authority declares the total ruin and eviction of the building, Reale will cover all direct material damages.
We cover repairs for damage produced by short circuits, combustion, alteration in the electrical grid or lightning in community facilities affecting:
- Lifts and hoists.
- Common electrical installations.
- Energy generation, transformation and distribution systems.
Single-owner and communal buildings need a lot of maintenance, and the person who takes care of doing that job could have an accident. At Reale, we have included protection guarantees in case of:
- Death.
- Absolute Permanent Disability.
- Urgent medical care.
Also not everyone is entirely trustworthy and some workers may prove not to be reliable. When that is case, Reale will protect you from theft or robbery by these employees.
We cover damage in common elements and insured residences caused by:
- Fire, explosion or lightning.
- Smoke.
- Rain, wind, hail or snow.
- Flooding, clearing and removing mud and sludge.
- Vandalism, riots and strikes.
- Vehicles, animals or sonic waves.
- Spillage or leakage from automatic fire extinguishing equipment.